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I was thinking the same thing. It seems very rare to actually get a video card that comes at MSRP. I looked on Amazon at the 9070 XT, and that card was very expensive.
The GPU market is a mess: low stock, inflated prices, and allegations of fake MSRPs. Nvidia and AMD's latest GPUs are scarce or overpriced. What's causing this...
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The State of the GPU: All Fake MSRPs?.